Ayushman Bharat Card Apply Online 2025 – Eligibility & Step-by-Step Guide

1. What Is the Ayushman Bharat Card?

The Ayushman Bharat card is a digital health card issued under PM-JAY that allows eligible families to access cashless treatment at thousands of government and private hospitals across India. The card covers hospitalization, major surgeries, diagnostics, medicines and follow-up care. The biggest benefit is that families can get treatment without worrying about hospital bills, as the government directly pays the amount to the hospital.

The card remains valid for life. Once it is generated, you do not need to renew it every year. The only requirement is that your name must appear in the Ayushman Bharat eligibility list.

2. Who Can Apply for the Ayushman Bharat Card in 2025?

In 2025, the government has expanded the beneficiary list. You can apply for the Ayushman Bharat Card if:

• Your name appears in the SECC 2011 database.
• You are a beneficiary under NFSA Ration Card (PHH/AAY).
• Your family is listed in the PM-JAY eligibility database.
• You belong to a low-income or economically weaker household.
• You are a daily wage worker, labourer, or informal worker.
• You are homeless, landless, or belong to a vulnerable group.
• Your family falls under SC/ST category.
• You are a senior citizen with no stable income source.

The best part is that Ayushman Bharat has no age limit. Children, adults, and senior citizens can all receive benefits under one family card.

3. Documents Required for Online Application

You need only a few simple documents to apply:

• Aadhaar Card (mandatory for e-KYC)
• Mobile Number (to receive OTP)
• Ration Card / NFSA Details (if applicable)
• Identity Proof (Voter ID, Driving Licence etc.)
• Address Proof (optional if Aadhaar has correct address)

Make sure your Aadhaar is linked with your mobile number. If not, you can update this at any Aadhaar Seva Kendra before applying.

4. How to Apply Online for the Ayushman Bharat Card (Step-by-Step)

You can apply easily from your mobile or computer using the official Ayushman Bharat portal or mobile app.

Official Websites:
➡ https://mera.pmjay.gov.in
➡ https://beneficiary.nha.gov.in

Step 1: Visit the Official Portal

Open the website and click on “Am I Eligible”. This feature helps you check your eligibility before applying.

Step 2: Enter Your Mobile Number

Type your mobile number → enter the CAPTCHA → click “Generate OTP”. Enter the OTP received on your phone.

Step 3: Check Your Eligibility

The system will show whether your name exists in the PM-JAY database. If eligible, you can proceed with Aadhaar e-KYC for verification.

Step 4: Complete Aadhaar e-KYC

Enter your Aadhaar number, complete OTP verification and allow the system to fetch your details securely.

Step 5: Fill in the Required Details

Confirm your name, address and family details. If necessary, you can add missing family members.

Step 6: Upload Documents (If Asked)

Upload Aadhaar or Ration Card details if the portal requests additional information.

Step 7: Submit Your Application

After submitting the form, you will receive a reference ID or BIS number. Save it for future tracking.

Step 8: Download Your Ayushman Bharat Card

If your application is approved instantly, you can download your digital card as a PDF or image.

5. How to Apply Offline (Without Smartphone or Internet)

If you cannot apply online, you can submit your details offline at authorized centres such as:

• Common Service Centre (CSC)
• Government hospitals with Ayushman helpdesk
• Ayushman Bharat camps
• Gram Panchayat office
• Health and Wellness Centres
• Ration shops (in some states)

The officials there will complete your e-KYC and print your card immediately after verification.

6. How to Check Application Status

You can check your application status using the PM-JAY portal.

Steps:

• Go to beneficiary.nha.gov.in
• Click on “Check Status”
• Enter your mobile number / BIS number / Aadhaar
• View your application progress

7. How to Use Your Ayushman Bharat Card in Hospitals

After generating your card, you can use it in any empanelled hospital across India.

Steps to use your card:

• Visit an empanelled hospital
• Show your Ayushman Card
• Complete biometric verification
• Choose treatment under PM-JAY package
• Receive cashless treatment

8. Benefits of the Ayushman Bharat Card

• ₹5 lakh annual cashless treatment per family
• Works in any empanelled hospital across India
• No age limit for beneficiaries
• Pre and post hospitalization cover
• Free medicines, diagnostics, and surgeries
• No renewal required – lifetime validity
• 100% cashless and paperless treatment

Conclusion

The Ayushman Bharat Card is a crucial healthcare lifeline for millions of Indian families. The 2025 updates have made the application process smoother, faster and more accessible for everyone. Whether you apply online or offline, the steps are simple, and approval is usually quick. If you or your family are eligible, applying for this card can protect you from sudden medical expenses and ensure access to quality treatment without financial stress.

Make sure to download your card, keep it with you, and verify whether your nearest hospital is empanelled under PM-JAY to enjoy seamless benefits.